1. Business Information

American Income Life Wealth Legacy is an independent life insurance agency represented by Kathleen Gross, Licensed Agent.

Website: https://agent.ailwlllc.com/
Email: [email protected]
Phone: 847-987-7747
NPN: 20178387

2. Use of This Website

By using this website, you agree to use it for lawful purposes only. This website is intended to provide general information about American Income Life Wealth Legacy, Kathleen Gross, and available life insurance-related services.

Information on this website is provided for general informational purposes and should not be considered a guarantee of coverage, approval, pricing, or policy availability.

3. Insurance Information

Any life insurance information provided through this website, chat, phone, email, text message, or appointment is intended to help you understand available options and next steps.

Insurance products, eligibility, pricing, underwriting, approval, policy terms, and benefits are determined by the applicable insurance carrier. Coverage is not guaranteed until approved and issued by the carrier.

4. Communication

You may contact American Income Life Wealth Legacy through this website, chat, phone, email, or text message. By contacting us, you authorize us to respond using the contact information you provide.

You are responsible for providing accurate contact information and notifying us if your information changes.

5. SMS/Text Messaging Terms

By providing your phone number and opting in to receive text messages from American Income Life Wealth Legacy, you agree to receive SMS messages related to your inquiry, appointments, quotes, applications, policy information, policy service updates, and requested follow-up.

Message frequency may vary.
Message and data rates may apply.
You may opt out at any time by replying STOP.
For help, reply HELP or contact us at [email protected] or 847-987-7747.
Consent to receive text messages is not a condition of purchasing any product or service.
Carriers are not liable for delayed or undelivered messages.

For more information about how we collect, use, and protect your information, please review our Privacy Policy.

6. Opting Out of SMS Messages

You may stop receiving text messages at any time by replying STOP to any text message from us. After opting out, you may receive a confirmation message, and no further SMS messages will be sent unless you opt in again.

For help, reply HELP or contact Kathleen Gross at [email protected] or 847-987-7747.

7. Privacy

Your use of this website and communication with American Income Life Wealth Legacy is also governed by our Privacy Policy.

Please review the Privacy Policy to understand how information may be collected, used, protected, and shared.

8. Third-Party Services

This website may use third-party services for website hosting, chat, scheduling, communication, analytics, or similar business functions. These services may help us operate the website and respond to inquiries.

American Income Life Wealth Legacy is not responsible for the content, security, or practices of third-party websites or platforms that may be linked from this site.

9. No Misuse of Website or Communication Tools

You agree not to misuse this website, chat, contact forms, phone, email, or SMS communication. This includes sending false information, spam, abusive messages, unlawful content, or attempting to interfere with website functionality.

10. Limitation of Liability

American Income Life Wealth Legacy makes reasonable efforts to provide accurate and helpful information. However, we do not guarantee that this website will always be available, error-free, or fully up to date.

To the fullest extent permitted by law, American Income Life Wealth Legacy is not responsible for damages resulting from use of this website, delayed communication, undelivered messages, third-party platform issues, or reliance on general website information.

11. Updates to These Terms

We may update these Terms & Conditions from time to time. Any updates will be posted on this page with the updated effective date.

Effective Date: May 12, 2026

12. Contact Us

If you have questions about these Terms & Conditions, please contact:

American Income Life Wealth Legacy
Kathleen Gross, Licensed Agent
Email: [email protected]
Phone: 847-987-7747